THE FUTURE OF FUNDING
Unlock growth with streamlined capital solutions.

We help small businesses access fast, flexible funding to cover expenses, stay efficient, and capture new opportunities. Get approved in hours and keep your business moving forward.

PURPOSE-BUILT FOR SMALL BUSINESSES

“We built Zenda to make funding simple and human. Every business owner deserves a partner who listens and delivers.”

Eli Méndez | CEO Zenda Financials

FUNDING SOLUTIONS

Pick the option
that fits your business.

Working Capital Advance

Fast cash for daily needs.

  • Approvals in 1–8 hours
  • Funding up to $1M
  • 6–24 month terms
  • No minimum FICO
  • Minimal documentation

Perfect for: covering payroll, inventory, emergencies, repairs, upgrades, or cash-flow gaps.

Business Term Loans

Longer terms. Predictable monthly payments.

  • 5–10 year terms
  • Up to $250K
  • No collateral required
  • Approval in 24–48 hours

 

Perfect for: expansions, equipment, renovations, and consolidating existing loans.

Business Line of Credit

Access capital whenever you need it.

  • Lines up to $250K
  • Approval within 24 hours
  • Only pay for what you draw
  • No origination fees

Perfect for: unexpected expenses, seasonality, and ongoing working capital.

Working Capital Advance

Fast cash for daily needs.

  • Approvals in 1–8 hours
  • Funding up to $1M
  • 6–24 month terms
  • No minimum FICO
  • Minimal documentation

     

Perfect for: covering payroll, inventory, emergencies, repairs, upgrades, or cash-flow gaps.

Long-Term Business Loans

Longer terms. Predictable monthly payments.

  • 5–10 year terms
  • Up to $250K
  • No collateral required
  • Approval in 24–48 hours

Perfect for: expansions, equipment, renovations, and consolidating existing loans.

Business Line of Credit

Access capital whenever you need it.

  • Lines up to $250K
  • Approval within 24 hours
  • Only pay for what you draw
  • No origination fees

     

Perfect for: unexpected expenses, seasonality, and ongoing working capital.

FUNDING MADE SIMPLE

Get Funded Fast

We make funding simple and fast. Our process guides small business owners step by step, so you can apply, get approved, and access capital without stress or delays.

Step 1: Start Application

Fill out a quick form with your business details. Our funding advisors will help identify the program that best fits your needs.

Step 2: Easy Approval

We review your application using a simple, 100% online process. Most approvals happen within 24–48 hours or in some cases, same day.

Step 3: Receive Funds

Once approved, receive the capital directly in your account. Use it for payroll, inventory, expansion, or any business need fast and flexible.

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SMALL BUSINESSES HELPED

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MILLON IN FUNDING PROVIDED

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YEARS LEADING THE
FINTECH WORLD

TESTIMONIALS

See why business owners trust Zenda

“Zenda made getting a loan simple and fast. We got the funding in 24 hours, and it helped us expand our kitchen and hire more staff. I couldn’t recommend them enough! ”

Hana and Anthony
Owners | Artisan Boulanger

Zenda helps owners access working capital quickly and without hassle. With flexible programs and real human support, we make it easy to cover payroll, expand, or manage cash flow, so you can focus on growing your business.

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